Level Up,
Unlock Your Future!

Empower your tech career with fully financed globally recognized technology certifications.

The Yayasan Peneraju Financing Scheme is your opportunity to gain in-demand IT skills — without financial barriers. Choose from over 60 world-class courses and take control of your future in today’s digital economy.

Level up your skills with Trainocatte Malaysia – a Yayasan Peneraju ALTI and stand out with a globally recognized certification, fully financed for you.

Why This Programme?

Designed for Bumiputera Tech Talent

This scheme supports Bumiputera Malaysians who are ready to kickstart or accelerate their careers in business and technology. Whether you’re just starting out or looking to upskill mid-career, this is your opportunity to gain practical, job-ready skills.

Over 60 In-Demand IT Certification Courses

From Artificial Intelligence, Cloud Computing and Cybersecurity to Data analytics and Networking, this programme is designed to meet the needs of Malaysia’s digital economy.

Direct Financing. Full Control.

Funds are disbursed directly to you — not the training provider. That means you make the decisions. You choose your certification, your timeline, your future.

Available Courses

How to Apply for Financing

Step 1: Apply With Trainocate

01.

Choose Your Course

Search for Trainocate on Peneraju.org and select your preferred certification.

02.

Submit Your Application

Fill out the form on Trainocate’s landing page to begin your registration.

03.

Receive Your Offer Letter

You will receive an official offer letter and invoice from
Trainocate.

Note: This invoice is needed for your Yayasan Peneraju financing application.

Step 2: Apply via Yayasan Peneraju

01.

Create an Account

Go to www.peneraju.org and register. Don’t forget to verify your email.

02.

Log In and Start Your Application

  • Click on the Services tab.
  • Select Apply Financing.

03.

Choose Your Training Package

Select your programme and complete the required fields.

Note: Refer to the offer letter provided by Trainocate for accurate details.

04.

Fill in the Application Form & Upload Documents

Continue completing the form and upload the required Certified True Copy (CTC) documents.

Mandatory CTC Documents:

  • NRIC (front and back)
  • Birth certificate
  • Bank statement

Optional CTC Documents:

  • Latest payslip
  • SPM slip or equivalent
  • Academic transcript

05.

Submit and Track Your Application

  • Once submitted, you’ll be notified of the result via email.
  • If rejected, the reason will be provided. You may log in, make corrections, and resubmit.
  • Once approved, please return to Trainocate and request an invoice in order to process your claim.

Note: For post-SPM applicants, uploading a Certified True Copy of your SPM slip is mandatory.

Ready to Get Started?

Explore the programmes, apply for your chosen course, and take the first step toward a future-ready career.

Don’t Let Cost Hold You Back

Whether you’re building cloud expertise, entering cybersecurity, or pivoting into AI— Trainocate and Yayasan Peneraju are here to support your journey.

Payment Process Flow

  • No upfront fees required.
  • Upload your invoice from Trainocate on Peneraju.org.

  • Choose either Disbursement or Reimbursement option to receive funds

Who Can Apply?

  • Bumiputera Malaysian citizens.
  • Individuals seeking funding for certification training and exam fees.
  • IT professionals or career changers who want to upskill.

Why Trainocate?

  • Official training partner for AWS, Microsoft, Google Cloud, Cisco, and more.
  • Certified trainers with real-world industry experience.
  • Hands-on labs and virtual access.
  • Guided certification pathways for every stage of your career.

Frequently Asked Questions (FAQs)

Application

If you are a New Applicant:

  • Bumiputera.
  • Malaysian citizen.
  • Aged 16 years and above.
  • Obtained a valid offer letter or proof of registration or certification of attendance from the Approved Learning & Training Institution (ALTI).
  • Not an active recipient of other Yayasan Peneraju funding.
  • Has an active individual bank account.

Repayment Status: If you are currently on a repayment plan with Yayasan Peneraju, you must have made repayments exceeding 50% of the total outstanding as of the application date.

Maximum Financing: The total amount of financing received from Yayasan Peneraju (including previous financing and this application) shall not exceed RM150,000.00 of our recoverable amount. You may refer to Peneraju.org for your total financial received.

Yes. You need to have an individual Savings account with any of the Banks registered with Bank Negara. The bank account has to be registered under your own name as per NRIC, is active and is not a joint account for ease of disbursement.

You may apply within 3 months upon receiving offer letter from the ALTI, before the commencement of the training and certification. Please follow the latest announcements on Peneraju.org. Yayasan Peneraju reserves the right to reject applications if the commencement date is more than 3 months away.
Yes. Registered Alumni (an individual who has successfully completed Yayasan Peneraju Programme, or financing scheme financed by Yayasan Peneraju) members are eligible to apply.
Yes. Registered Alumni (an individual who has successfully completed Yayasan Peneraju Programme, or financing scheme financed by Yayasan Peneraju) members are eligible to apply.
  • Register at Peneraju.org by creating an ID with full name, IC number and email address.
  • Choose the training or certification you wish to pursue based on the information available at Peneraju.org such as training and certification, entry requirements, duration, Approved Learning and Training Institutions (ALTIs) and Financing Scheme.
  • Proceed to apply from Peneraju.org by following the steps and submitting all required documents.
No. You may apply only for training and certifications listed at Peneraju.org.
The document is required to verify the income information stated in the application form.
Yes. You will receive an email notification on your application status within 21 days after successful submission of your application. Remember to check both your inbox and email junk/spam folders. You may retrieve your letter of offer via Peneraju.org.
You may check your application status after 21 working days via Peneraju.org. If your status is not visible, please contact our [email protected] team.

Financing

Yayasan Peneraju offers three financing tiers to suit different needs:

Silver Tier: Receive up to RM15,000. This is a one-time financing option with 0% repayment required.

Gold Tier: Receive up to RM30,000. You may apply more than once under this tier. A 50% repayment is required.

Platinum Tier: Receive up to RM150,000. Multiple applications are allowed. Only 20% repayment is required, and the balance may be converted into a scholarship, subject to conditions.

For Disbursement (Claim and Pay): Request must be submitted through Peneraju.org within 30 working days from date of invoice by ALTI. Proof of payment (receipt) must be submitted to Yayasan Peneraju within ten (10) working days via Peneraju.org.

For Reimbursement (Pay and Claim): Request must be submitted within 30 working days of receipt date. For Allowances: Request must be submitted quarterly.

Disbursement will be made within ten (10) working days upon complete and accurate claim submission through Peneraju.org. You will be notified via email if the claim is deemed complete and accurate. Upon successful submission, the payment will be made directly to your registered bank account. If the claim is submitted after 5:30 PM, the transaction will be processed in the next working day.

Yes. You will receive a notification stating the reason for rejection. You will need to repeat the claim process.
(Example of rejection reasons – incomplete document, invoice/receipt date exceeds claim period, items claimed not covered under financing scheme, inaccurate information, claim amount exceeds approved Financing Scheme amount)

Eligibility Screening

Trainocate will conduct a review of your submitted application within 7 business days to assess whether you meet the criteria for programme participation.

Confirmation

If you are eligible, you will receive an offer letter along with a detailed course overview and an invoice. These documents are essential for your financing application.

Submit Your Financing Request

Head over to Peneraju.org and upload your invoice to begin your financing application under the Yayasan Peneraju scheme.

Disbursement
(Advance) Payment

  • Claim-and-Pay method.

  • Commonly used for short term or semester-based-courses. approval.

Reimbursement
(Claim) Payment

  • Pay-and-Claim method.

  • Commonly used for courses that require advance payment prior to financing approval.

After receiving the funds, proceed to make the programme payment directly to Trainocate. Your training will commence shortly after payment is confirmed.